Your credit score should be as high as you can get it.  However, you can get financing if your credit score is 620 or above. There are programs that will let you finance 100% of your home.  Some even 104% …

Are you ready to buy your first home?  Not sure if you are?  Here’s a few tips.

Get together all your information: income, savings, monthly expenses, and debt.  Type into the search browser - how much can I afford for a …

Inspections - you need to have someone inspect the house.  Someone who does it thoroughly so that your dream home doesn’t turn into the money pit.

Check the market value of the house.  Is it worth the price.

A home buyer should …

To avoid wasting money on points that will not benefit you when you are refinancing your mortgage here are a couple of tips.

Points are prepaid mortgage interest paid in exchange for lowering the interest rate.  A point is 1% of …

A foreclosure is when a borrower has defaulted on a mortgage loan that is secured with a Deed of Trust on real property.  The lender will demand that the attorney foreclose on the defauled deed of trust.

Which simply put is …

If this is the first time you are buying a home make sure you choose a realtor that you can talk to and that you feel comfortable with.  The realtor should be and act professionally assisting you with your interests …