One way to invest in property if you have a small budget is to buy a cheap house and then fix it up.  Or you can look for a house that has not been completed yet and complete the inside …

Believe it or not this is different for everybody.  What you want to think about first is how long are you planning to live in this home, what amount are you going to put down for a down payment and …

FSBO means For Sale By Owner

FFMLS is a term that refers to Flat Fee Multiple Listing Service.  You can now list your home by paying a flat fee.

CMA refers to a Comparable Market Analysis.  It if info on listing prices, …

If you have already have a mortgage or some other type of loan through a bank or credit union it is very easy.

You want to look at your financial goals, your current payment schedule, and your general spending habits.  Make …

There are buyer’s agents and seller’s agents.  The agent must tell you who they are representing.  This can be done with a disclosure agreement that you sign that clarifies whether or not the agent is working for you or the …

Applying online can be a very simple and easy way to apply for a home loan.  No lines, no hassle, etc. Just make sure all your information is safe.  Make sure the lenders website is secure.

After you find a lender, …

As we know, people pay tons of interest sometimes more interest than the value of the home.  So if you pay down your mortgage as soon as possible, that is a plus.

Make sure your mortgage does not have a prepayment penalty. 

One way …

Property taxes are taxes that are based on the assessed value of your home.  They are paid by you for community services such as public works, schools, and other costs of your local government. 

Taxes are paid as part of your …

Well there are four elements.

There is the principle which is the amount you wish to borrow and which must be repaid.

Next is interest.  That is the cost that the lender will charge you to use their money while you pay …

There are many tools online to help you figure your mortgage loan price. There are mortgage calculators, refinance calculators, pre-qualification calculators, bi-weekly calculators, etc.  You can also find current interest rates online.

Some websites will even give you a quote after …