The lender provides an assignment order form along with a sale contract.  The appraiser must have ready access to the property. Have your home clean and organized.  The will take measurements and look at the water heater, AC etc. If …

Speculators - Investors - End Users- the Second to Fifth Home Market

Speculators flip the properties to get a quick profit.

Investors hold property longer and consider real estate a tangible asset.

End users seek a primary home.

Second to Fifth - the wealthy have …

A common type of mortgage is a cash back mortgage. This can occur when a real estate agent is setting up a deal to sell a specific home or the person has perfect or near perfect credit. 

Usually the cash back …

The difference between a realtor and a real estate investor is that the realtor sell other people’s property and a real estate investor buys and sells their own property.

Real estate housing prices go up and down periodically some say every …

I went and looked at some houses in Georgia near the area of Atlanta.  I was amazed at what a house you could get for the money.  By this I mean on the outskirts of Atlanta. 

In Atlanta of course it …

A co-signer helps give the lender an additional guarantee. 

You co-signer should have a good credit score.  This means their credit report will be looked at during the process of qualifying for your mortgage.

The person applying for the loan is responsible …

Getting a good mortgage rate is essential for being able to make monthly payments and establishing a good credit rating.

To get a good rate you need to research beforehand to be prepared to negotiate, you may use collateral for a …

Market value is the value of your house when you are ready to sell it. Your house is only worth what the market value is.

 Which means you could have bought your house a couple of years ago for $150,000 put …

If you are selling your house on your own, this means you are scheduling appointments, and possibly having an open house.

Since it is your own you will have a tendancy to feel protective about your home. Remember that there are …

There are many tools online to help you figure your mortgage loan price. There are mortgage calculators, refinance calculators, pre-qualification calculators, bi-weekly calculators, etc.  You can also find current interest rates online.

Some websites will even give you a quote after …