When you are buying a house, and working through the process of an Agreement of Purchase and Sale, the real estate agent will ask you for a deposit.  This is what is called “good faith” money.  It shows the real …

So you want to buy a home, you have your offer accepted by the seller, the boom the lender says “no way”  Now you are very upset.  The seller is upset. You don’t get to purchase your home all because …

If you are denied a mortgage loan think of it as a learning process.  Buying a home takes planning and hard work.

To make it easier start making sure that you have a good record of paying bills on time.  This …

You talk to a lender and apply for the loan.  The lender does all the processing for you and you move in to your new home.  You make the payments to the company who originated the loan or your loan …

In the old days you walked downtown to your nearest savings and loan bank and if the bank had extra money hanging around and considered you a good credit risk they would lend you their money.

As you can see it …

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Can family members be of assistance? sure! but - your lender requires it to be in the form of a “gift”.  Your lender does not want to know that you need to pay this …