Mortgage Broker Company - Quoting Mortgage Rates
The loan officer will add on their earnings before quoting a rate to you. The company usually has a minimum rate a loan officer has to add. There is also a maximum so you do not get ripped off.
Say you call for a rate quote - the loan offices is going to earn one point, he will add the cost to that rate. ex. 7% wil cost you zero points, 6 3.4% will cost you one point. Ask your loan officer.
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