Archive for: February 2007

Buying in the winter usually means a lower monthly mortgage. Why?

Because in the winter people who buy want to buy quickly. It is easier to move when it is warm not cold.  Plus if the buyer has children they do not want …

At this point in time you do not want any surprises.  When you are working with your lender and discussing your monthly mortgage payment, realize that the lender is focused on what is required to repay back the loan amount.  …

The more choices you have for a mortgage the better.  Check with your mortage broker to make sure that they have many resources to pull from  Your mortgage broker should have a network to choose from.  You should know how …

One of the most important processes of getting approved for a loan is your credit history and credit score.  Before you even talk to a lender you should be checking all of your information to make sure it is correct. 

The …

So you have finally decided to buy a house.  Now you need to get a mortgage.  Can you negotiate a rate?

You can always get a better deal if you shop around.  So why not shop around for a better interest rate.  …