Archive for: December 4, 2006

Raise your deductible
Don’t confuse what you paid for your home with the cost to rebuild
Buy your home and auto policies from the same company
Improve home security
Disaster proof your home as much as possible
Good credit rating
Look for discounts
Review your policy each …

Make sure that you purchase enough homeowners insurance coverage to replace what you insured.  If you buy “Actual Cash Value” the policy is cheaper but you will only receive what the property value iis worth at the time due to depreciation.

Make …

To get a good rate on your homeowners insurance you need to shop around.  To get a lower rate try looking for a plan that has a higher deductible.  This could make a big difference in your payment. 

See if you …